Bank loans must be repaid with $5,000 in interest at the end of the game. Players are able to take out 1 or more bank loans during their turn. Whenever a player spins the number listed on a stock card, the player who owns that stock card collects $10,000 from the bank. Players are also able to buy 1 stock at the beginning of any turn for $50,000. They can also buy homeowner’s insurance for the amount specified on their house deed card to protect their home from floods, tornadoes, and theft. Players can purchase automobile insurance for $10,000 at the beginning of any turn, which protects their car from any accidents, damage, and theft. If no player has that career, they pay the money to the bank instead. If a player lands on a career space, they pay the player who has the career listed on the space the amount of money specified on the space. There are also career spaces on the board. If a player lands on a LIFE space, they draw 1 life tile and keep it face-down in front of them until the end of the game. Players must stop at these spaces, follow the directions, and then spin and move again.
Whenever a player lands on or passes a green space, they collect their salary from the bank. When players land on orange spaces, they must follow the directions on the space. Players place their career and salary cards face up in front of them.
If they draw a card that has “Degree Required” on it, they must draw a different career. If a player wants to start their career immediately, they place their car on the START CAREER space and draw one career card and one salary card. If a player wants to go to college, they place their car on the START COLLEGE space and collect $40,000 in bank loans. Going to college gives players more career options, but it takes longer and costs money. On the first turn of the game, players decide whether they want to immediately start a career or go to college first. On a player’s turn, they spin the wheel and move their car that number of spaces forward on the board. Whoever spins the highest number goes first, and play continues clockwise. Once the game is set up, each player spins the wheel. Each player also starts with a car and one people peg. Choose a player to be the banker, who is in charge of handing out money during the game, and have them give each player $10,000 to start with. You should also separate the insurance policies and bank loans into 3 separate piles next to the board. Separate the game cards into 4 piles-career cards, salary cards, house deed cards, and stock cards-and place the piles next to the board. Take 4 of those tiles and place them face-down at Millionaire Estates. To play the Game of Life, first place all of the LIFE tiles face-down next to the game board. The Risky road has some squares with special instructions that can make or lose you money. Risky/Safe: Spin and move again onto either path.
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